Home Insurance for a Luxury Flat in Mumbai: What Your Society Policy Does Not Cover

Quick answer: the society usually insures the building, but not what is inside your flat. For a luxury home, buy your own home insurance for interiors, furniture, appliances and – with an add-on – jewellery and art. The standard Bharat Griha Raksha policy, offered by insurers since April 2021, covers fire, flood, earthquake and other […]